Opinion

The word “estate” conjures images of great wealth, which may be one of the reasons so many people don’t develop estate plans – after all, they’re not rich, so why make the effort? In reality, though, if you have a family, you can probably benefit from estate planning, whatever your asset level. And...
Eat your fruit and vegetables, they’re good for you.  Does this sound familiar? Has anyone told you why they’re good for you?  If not, allow me to explain why everyone should be eating fruit and vegetables.  The reason is encapsulated in one word; micronutrients.  The prefix micro is a unit used in...
Once again, it’s time for fireworks, picnics and parades as the nation celebrates Independence Day. Collectively, we enjoy many liberties, but some freedoms can be elusive – and financial freedom is one of them. What actions can you take to help yourself eventually declare your own financial...
Barbecues are the epitome of summer celebration.  Afternoon gatherings, catching up with friends and family while the hot dogs and burgers sizzle away on the grill say, “Summer is here.”  Chances are that you’ll attend more than one barbecue this summer and for some, that can be a bit of a concern...
Regardless of what stage of life you’re in, you must make financial and investment decisions that will be with you for the remainder of your years. But the moves you make when you’re just starting out in your career may be quite different from when you’re retired. So, let’s look at some of these...
It’s Monday again, it was a long day and you just don’t want to spend a long time cooking dinner. It’s either fast food or a frozen dinner. Sound familiar?  We all lead busy lives and at the end of the day, exhaustion can keep us from eating nutritious meals.  A balanced meal is key for fueling...
We all dread going to the dentist, but did you know that poor dental health is associated with heart disease?  Studies have shown that poor dental health can increase the risk for developing heart disease.  When gum tissue becomes inflamed or infected, the risk of bacterial infection in the blood...
Circuit Judge R. Brent Elliott’s “From the Bench” is a series of articles designed to provide the public with a better understanding of the judicial system.  Few remember the words of Edward Everett. Billions are familiar with Abraham Lincoln’s Gettysburg Address.  Everett was the featured speaker...
Women tend to depend more on Social Security for several reasons, including longer life spans, lower average earnings and more time spent away from the workforce to care for family members. Nearly half of all senior unmarried women receiving Social Security benefits rely on them for 90 percent or...
Financial Focus: Vacation and Retirement Different Goals Require Different Investment Strategies To achieve any of your financial objectives, you need to save and invest – that much is clear. But just how you save and invest may differ from goal to goal. Let’s look at two common goals to see the...

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