Opinion

This is the time of year that we should enjoy celebrating or spending time with family and friends.  It is also the time of year that disrupts progress with health or fitness-related goals. Those goals are usually set aside or put on the back burner until it is time to make New Year Resolutions. ...
Have you thought about your New Year’s resolutions for 2020? When many of us make these promises, we focus on ways we can improve some form of our health. We vow to get more physically healthy by going to the gym, or we promise to improve our mental health by learning a new language or instrument....
Part of taking care of our health and our bodies is taking care of the environment in which we grow our food. The quality of our food is dependent on the health of the soil that it grew from. The chemical compounds that leach into the soil from landfills, water runoff, spraying and various other...
Why do you invest? For many people, here’s the answer: “I invest because I want to enjoy a comfortable retirement.” And that’s certainly a great reason, because all of us should regularly put money away for when we’re retired. But you can also benefit by investing in your family and your community...
Use pages from magazines for smaller presents.  For larger ones try newspapers, children’s artwork, old street maps or posters.
Americans throw away 25% more trash during the Thanksgiving to New Year’s holiday period than any other time of year. The extra waste amounts to 25 million tons of garbage, or about 1 million extra tons per week! If every family reused just two feet of holiday ribbon, the 38,000 miles of ribbon...
If your employer offers a 401(k) or similar plan, you’ve got a powerful retirement-savings tool at your disposal. And yet, how well you do with your 401(k) depends greatly on your choices and actions. What steps can you take to maximize the benefits of your plan? For starters, be aware that your...
Today, more and more people want their investment dollars to do some good in the world. Should you, too, consider sustainable investing? And if you do, must you accept weaker returns from your investments? To answer these questions, you may want to have some background on sustainable investing....
How many hours of sleep do you get every night? Are you getting enough or could you use more sleep? Do you suffer from insomnia or wake up feeling exhausted? Do you notice a correlation between your sleep habits and how you feel?  Sleep plays an important role in our health and well-being.  The...
Like most people, you probably want to leave something behind for your loved ones and possibly to some charitable organizations. In other words, you want to create a legacy. But how?   To leave the legacy you want, you need to construct a comprehensive estate plan. There’s not a “one-size-fits-all...
Like many people, you may spend decades putting money into your IRA and your 401(k) or similar employer-sponsored retirement plan. But eventually you will want to take this money out – if you must start withdrawing some of it. How can you make the best use of these funds? To begin with, here’s some...

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