Opinion

Yogurt is fermented milk made with different strains of good bacteria which produce lactic acid and other flavor compounds.  Lactic acid production allows the coagulation of milk and results in a thick, smooth and tangy dairy product.   Yogurt can take on many textures and flavors depending on what...
If you’ve graduated from college in the past year or so and started your first job, you’re no doubt learning a lot about establishing yourself as an adult and being responsible for your own finances. So thoughts of your retirement are probably far away. And yet you have several good reasons to...
Healthy eating in the summertime should be easier since seasonal fruits and vegetables are easily accessible.  Unfortunately, summer is also the season for friendly gatherings, holiday get-togethers and family vacations.  Minimizing the impact of calories eaten in excess during these events can be...
It’s almost impossible to save too much for retirement. After all, you could spend two, or even three, decades as a retiree. And retirement is not cheap – even if you maintain a relatively modest lifestyle, some of your expenses, especially those involving health care, may continue to rise over the...
  The refrigerator door is open, you're looking for something to satisfy a craving, but not sure what you want.  You're not really hungry, you just need a little pick me up.  Sound familiar?  This is mindless eating.   Eating, not because of hunger, but because specific cues are being sent to the...
    On April 22, millions of people will observe Earth Day by participating in events that support environmental protection. As a citizen, you may want to take part in a local celebration. And as an investor, you can learn a few lessons from the themes of Earth Day.    Here are a few of them:  •...
Let me just start by saying there is nothing unhealthy about eating lean meat in moderation.   Plant-based diets, though, have long been touted as the key to longevity while helping to address and prevent chronic disease.  Phytochemical and nutrient consumption increases when eating a plant-based...
Mother’s Day -This special holiday reminds us of the joy we receive from the powerful bond between mother and child. You may want to consider making certain financial gifts, including the following: For your mother: • IRA contribution – If your mother is still working, she is eligible to contribute...
Cereal grains like wheat, barley and rye contain two proteins, glutenin and gliadin. When mixed with water they form a network of fine strands called gluten. Gluten is very important to bread and pasta making because it allows dough to be more elastic, keep its shape and stretches without tearing....
  We’re getting close to the tax-filing deadline. For many of us, this means it’s that time of year when we get our biggest financial windfall – a tax refund. If you have recently received a refund, or are expecting to get one in the next few weeks, what should you do with it?   Of course, you...

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