Can SSI Provide You With Additional Social Security Benefits in 2023?

Main Points

  • Supplemental Security Income (SSI) is a government benefit that is run by the Social Security Administration.
  • Seniors, blind people, and people with disabilities who don’t have much money can get it.
  • The SSI benefits will go up in 2023, so now is a good time to find out if you qualify.

It’s Worth Your Time to See if You’re Eligible

In January, the average Social Security check will go up by $147. This is the third-highest cost-of-living increase since 1980. Even with this increase, it may still be hard for many people to cover their living costs.

For some people, it’s a good thing that Social Security retirement benefits are not the only way to get help. Supplemental Security Income (SSI) can give you an extra check every month, but there are more rules. This is what you need to know.

What Exactly is Supplemental Security Income (SSI)?

Supplemental Security Income (SSI) is a program run by the Social Security Administration that is not paid for by payroll taxes to Social Security. It is meant to help people who don’t have much money and meet one or more of the following criteria:

  • They’re at least 65 years old.
  • They’re deafeningly deafening
  • They have a medical ailment that prevents them from working and will most certainly kill them within a year.

Can SSI Provide You With Additional Social Security Benefits in 2023

Benefits are also available for children with qualifying disabilities whose parents don’t have enough money to take care of them.

What Can You Expect From SSI in 2023?

In 2023, the most an individual can get from SSI is $914 per month, and a couple can get up to $1,371 per month. But not everybody has it so well.

The government looks at your income and resources, such as the amount of money in your bank account and any investments you own, to decide how much you’ll get. But some things won’t count against you, like:

  • The first $20 you make each month
  • The first $65 you earn from working each month and half of any earnings above $65
  • Benefits from the Supplemental Nutrition Assistance Program (SNAP)
  • Private, non-profit groups that provide shelter
  • Most programs that help pay for energy bills at home
  • Pay is used to buy things or services that are needed for work.
  • Your house and the land you live on
  • Policies with a face value of $1,500 or less
    Your car
  • Burial plots and up to $1,500 for your and your spouse’s funeral costs

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Most other income is counted and could make your SSI benefit less each month. If you live in a state that adds to SSI payments from the federal government, you may get more than you thought.

Almost every state offers some kind of SSI supplement, except for Arizona, Arkansas, Mississippi, North Dakota, Tennessee, and West Virginia.

You do not have to fill out a separate application for this. If you are eligible for federal SSI benefits, you will automatically get any state supplements that apply to you.

Can SSI Provide You With Additional Social Security Benefits in 2023

How Can You Apply for SSI?

The Benefit Eligibility Screening Tool (BEST) can tell you if you are eligible for SSI and other government benefits. It’s a short quiz that doesn’t require you to make an account or give any personal information.

When it is done, you should know if you should fill out the SSI application or not. You can apply through the Social Security Administration’s website or by calling them directly. You will need to know the following:

  • How much money do you get from Social Security?
  • Your birth certificate or another way to prove who you are.
  • Information about where you live, like your mortgage or lease number and the name of your landlord.
  • Paystubs, bank account balances, and other information about your income and belongings.
  • If you are blind or have a disability, the names of the doctors and hospitals you’ve been to.
  • Proof of being a U.S. citizen or an eligible noncitizen in the U.S.
  • Your bank’s routing number and the number of the account where the money should be put.

Once the Social Security Administration has approved your application, you will start getting SSI checks on the first of every month. Depending on your birthday, if you get Social Security retirement benefits, you will continue to get them on the second, third, or fourth Wednesday of each month.

Even if you don’t qualify for the most money from the government, SSI can help you out financially. If you want to get the most out of SSI in 2023, you should start the application process as soon as possible.