The Social Security Disability Insurance (SSDI) programme of the United States government provides help to those who are disabled if they meet specific eligibility standards and qualify for benefits.
However, in order to qualify for this benefit, your medical condition must match the Social Security Administration’s rigorous definition of disability.
Meanwhile, in order to be eligible to apply for SSDI, you must have also worked for the Social Security Administration.
Who is eligible to apply for SSDI?
People who have been out of work for a year or more as a result of a medical condition are eligible to receive this monthly compensation.
Through its official website, the United States government makes it plain that people who are partially disabled or who have a short-term disability are not eligible for the payments.
“Benefits are normally continued until you are able to return to work on a regular basis,” according to a Social Security press release.
“There are also many unique rules, referred to as work incentives, that provide continuous benefits and health insurance coverage to assist you in making the move back to work.”
Upon reaching full retirement age while receiving SSDI benefits, your disability benefits will automatically convert to retirement benefits, but the number of your retirement benefits will stay the same.
Due to your disability, you are eligible for the benefit if you are unable to work or engage in a significant gainful activity (SGA) as a result of your condition.
You can enrol in the Social Security Disability Insurance programme in the meantime if your condition has been present for at least one year or is projected to remain for at least one year or to result in death.
Disability is defined as follows by Social Security: “This is a formal definition of disability.”
In addition to workers’ compensation, insurance, savings and investments, the Social Security programme rules assume that working families have access to other resources to offer support during periods of short-term disability.